Take-Home-Paycheck Calculator

Use this calculator to estimate the actual paycheck amount that is brought home after taxes and deductions from salary. It can also be used to help fill out steps 3 and 4 of a W-4 form. This calculator is intended for use by U.S. residents. The calculation is based on the 2025 tax brackets and the new W-4, which, in 2020, has had its first major change since 1987.

Modify the values and click the calculate button to use

Your job income (salary)

Pay frequency:

File status:

Number of children under age 17

Number of other dependents

Other income (not from jobs) interest, dividends, retirement income, etc.

Pretax deductions withheld? 401k, health insurance, HSA, etc.

Deductions not withheld? IRA, student loan interest, etc.

Itemized deductions? mortgage interest, charitable donations, state/local/sales/property taxes, etc.

Has 2nd, 3rd job income?

Yes No

State income tax rate

City income tax rate

Are you self-employed or an independent contractor?

Yes No

Result:

Amount
Gross Pay	$0.00
Federal Income Tax	$0.00
Social Security Tax	$0.00
Medicare Tax	$0.00
State Income Tax	$0.00
City Income Tax	$0.00
Deductions withheld:	$0.00
Final Paycheck	$0.00

If you are filling out a W-4 form for and this is your highest-paying job. Please complete Step 3 and Step 4 of the W-4 using the following numbers.

Step 3: Claim Dependents

Qualifying children under 17:	$0
Other dependents:	$0
Total:	$0

Step 4: Other Adjustments

(a) Other income (not from jobs):	$0
(b) Deductions:	$0
(c) Extra withholding per period:	$0

Take-Home Paycheck Calculator

The Take-Home Paycheck Calculator helps you estimate your net pay after taxes, deductions, and withholdings. Whether you're budgeting, negotiating a salary, or filling out a W-4 form, this tool provides a clear breakdown of how much money you'll actually receive in each paycheck.

Key Features:

✅ Accurate Tax Estimates – Calculates federal, state, and local taxes based on 2025 tax brackets.
✅ Customizable Inputs – Adjust pay frequency (weekly, biweekly, monthly, etc.), filing status, dependents, and deductions.
✅ W-4 Form Assistance – Helps complete Steps 3 & 4 of the W-4 for accurate withholding.
✅ Deduction Breakdown – Includes pre-tax deductions (401k, HSA), post-tax deductions, and itemized deductions.
✅ Self-Employed Option – Accounts for self-employment tax if applicable.
✅ Clear Results – Displays gross pay, all taxes, deductions, and final take-home amount.

Who Should Use This Calculator?

✔ Employees checking their net pay before accepting a job offer
✔ Freelancers & contractors estimating their after-tax income
✔ HR professionals assisting with payroll questions
✔ Anyone adjusting their W-4 for tax withholding

Note: This calculator is designed for U.S. residents and follows the latest IRS tax rules. For exact figures, consult a tax professional.