Savings Calculator

Plan your financial future with our powerful Savings Calculator – a tool designed to help you estimate the growth of your savings over time. Whether you’re saving for retirement, a major purchase, or building an emergency fund, this calculator provides detailed projections by accounting for:

• Initial deposits – Your starting investment amount

• Regular contributions – Both annual and monthly deposits

• Contribution increases – Automatic yearly raises to match your growing savings goals

• Compound interest – Choose from various compounding frequencies (daily, monthly, quarterly, etc.)

• Tax considerations – Adjust for tax rates to see your net earnings

• Custom time frames – Project growth over any number of years

Key Results Provided:

✔ End Balance – Total projected value of your savings
✔ Total Contributions – Sum of all deposits made
✔ Interest Earned – Breakdown of growth from compounding
✔ Annual/Monthly Schedules – Detailed year-by-year or month-by-month progress reports

Why Use This Calculator?
Unlike simple savings tools, this calculator models real-world scenarios by incorporating:
• Increasing contribution amounts over time
• Tax impacts on your earnings
• Flexible compounding options for accurate results
• Negative values (for simulating withdrawals or debt repayment)

Perfect for long-term planning, comparing savings strategies, or motivating yourself to save more by visualising compound growth!