Payback Period Calculator
The Payback Period Calculator can calculate payback periods, discounted payback periods, average returns, and schedules of investments.
Modify the values and click the calculate button to use
Fixed Cash Flow
Result:
| Year | Cash Flow | Net Cash Flow | Discounted Cash Flow | Net Discounted Cash Flow |
|---|
Irregular Cash Flow Each Year
Cash Flows
Result:
| Year | Cash Flow | Net Cash Flow | Discounted Cash Flow | Net Discounted Cash Flow |
|---|
Payback Period Calculator – Analyze Investment Returns Easily
The Payback Period Calculator helps investors and businesses determine how long it will take to recover their initial investment based on projected cash flows. This tool calculates:
✅ Payback Period – The time needed to recoup the initial investment.
✅ Discounted Payback Period – Accounts for the time value of money (discount rate).
✅ Cash Flow Return Rate – The average annual return percentage.
✅ Detailed Year-by-Year Breakdown – Shows cash flows, net cash flows, and discounted cash flows.
Features:
🔹 Two Calculation Modes:
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Fixed Cash Flow: Constant or growing annual cash flows.
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Irregular Cash Flow: Custom cash flows for each year.
🔹 Easy-to-Use Inputs:
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Initial investment amount
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Annual cash flow (fixed or variable)
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Growth/decline rate (for fixed cash flow)
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Discount rate (for discounted payback period)
🔹 Clear Results:
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Instant payback period calculation
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Discounted payback period (considering inflation/interest)
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Annual cash flow table for better financial planning
Who Should Use This Calculator?
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Investors evaluating project feasibility
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Business Owners assessing capital investments
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Financial Analysts performing ROI calculations
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Students learning investment appraisal techniques