Loan Calculator
A loan is a contract between a borrower and a lender in which the borrower receives an amount of money (principal) that they are obligated to pay back in the future. Most loans can be categorized into one of three categories:
- Amortized Loan: Fixed payments paid periodically until loan maturity
- Deferred Payment Loan: Single lump sum paid at loan maturity
- Bond: Predetermined lump sum paid at loan maturity (the face or par value of a bond)
Modify the values and click the calculate button to use
Amortized Loan: Paying Back a Fixed Amount Periodically
Use this calculator for basic calculations of common loan types such as mortgages, auto loans, student loans, or personal loans, or click the links for more detail on each.
Deferred Payment Loan: Paying Back a Lump Sum Due at Maturity
Bond: Paying Back a Predetermined Amount Due at Loan Maturity
Use this calculator to compute the initial value of a bond/loan based on a predetermined face value to be paid back at bond/loan maturity.
Loan Calculator - Powerful Financial Tool for All Your Borrowing Needs
The Loan Calculator is a comprehensive financial tool designed to help you understand and plan your loans effectively. Whether you're taking out a mortgage, an auto loan, a personal loan, or analyzing bond investments, this calculator provides accurate estimates of payments, interest, and total costs.
Key Features:
✅ Three Loan Types Supported:
- Amortized Loan: Calculate fixed periodic payments (e.g., mortgages, car loans).
- Deferred Payment Loan: Determine a single lump-sum payment due at maturity.
- Bond Calculator: Compute the present value of a bond with a predetermined future payout.
✅ Customizable Inputs:
- Adjust loan amount, term (years/months), and interest rate.
- Flexible compounding frequency (annually, monthly, daily, etc.).
- Select payment frequency (monthly, biweekly, etc.) for amortized loans.
✅ Detailed Results:
- Monthly payment amount
- Total interest paid
- Total repayment amount
- Maturity value (for deferred loans and bonds)
✅ User-Friendly Design:
- Clean, intuitive interface with a modern purple and white gradient theme.
- Responsive layout that works on desktops, tablets, and smartphones.
- Instant calculations with real-time results.
Who Can Benefit?
- Borrowers planning mortgages, auto loans, or personal loans.
- Investors analyzing bonds or fixed-income securities.
- Students learning about loan amortization and interest calculations.
- Financial advisors providing clients with repayment estimates.
Try It Now!
Simply enter your loan details, adjust the settings, and click "Calculate" to see your repayment breakdown. Plan smarter, borrow wisely, and stay in control of your finances with the Loan Calculator!