Future Value Calculator

The future value calculator can be used to calculate the future value (FV) of an investment with given inputs of compounding periods (N), interest/yield rate (I/Y), starting amount, and periodic deposit/annuity payment per period (PMT).

Number of Periods (N)

Interest Rate (I/Y): %

Starting Amount (PV) $

Periodic Deposit (PMT) $/period

PMT made at the

beginning end of each compound period

Modify the values and click the calculate button to use

Result:

Future Value: $0.00

PV (Present Value) $0.00

Total Periodic Deposits $0.00

Total Interest $0.00

Schedule

Period	Start Balance	Deposit	Interest	Ending Balance

Future Value Calculator

The Future Value Calculator helps you determine how much your investments will grow over time based on compound interest and periodic contributions. Whether you’re saving for retirement, planning for a major purchase, or evaluating investment opportunities, this tool provides a clear projection of your financial growth.

Key Features:

Calculate Future Value (FV): See how much your initial investment and regular deposits will be worth in the future.
Customizable Inputs: Adjust the number of compounding periods, interest rate, starting amount, and periodic deposits.
Payment Timing Options: Choose whether deposits are made at the beginning or end of each period.
Detailed Breakdown: View a summary of total deposits, interest earned, and a period-by-period schedule.

How It Works:

Enter Your Investment Details:
- Number of Periods (N): Total investment duration (e.g., years, months).
- Starting Amount (PV): Initial lump-sum investment.
- Interest Rate (I/Y): Annual growth rate (%).
- Periodic Deposit (PMT): Regular contributions (e.g., monthly, yearly).
Select Payment Timing:
- Beginning of Period: Deposits earn interest immediately.
- End of Period: Deposits earn interest from the next period.
Get Instant Results:
- Future Value: Total projected value of your investment.
- Total Deposits: Sum of all periodic contributions.
- Total Interest: Earnings from compounding.
- Schedule Table: Track growth period by period.

Why Use This Calculator?

✅ Financial Planning: Estimate returns on savings, retirement funds, or other investments.
✅ Compare Scenarios: Test different interest rates, deposit amounts, and time horizons.
✅ Transparent Breakdown: See how compounding accelerates growth over time.

Start planning your financial future today with the Future Value Calculator! 🚀💰