Down Payment Calculator
(Use the Home Price)
If the home price and down payment percentages are known, use the calculator below to calculate an estimate for an amount needed in cash available for upfront costs.
Result:
Down Payment Calculator (Use the Home Price)
Plan your home purchase with confidence using our Down Payment Calculator. This tool helps you estimate the upfront cash needed to buy a home based on:
- Home Price – The total cost of the property
- Down Payment (%) – The percentage you plan to pay upfront
- Closing Costs (%) – Additional fees (typically 2-5% of the home price)
- Interest Rate (%) – Your expected mortgage rate
- Loan Term (years) – Duration of your mortgage (e.g., 15, 30 years)
What It Calculates:
✔ Cash Needed – Total upfront costs (down payment + closing costs)
✔ Down Payment Amount – Portion paid initially
✔ Closing Costs – Estimated fees at purchase
✔ Loan Amount – Mortgage balance after down payment
✔ Monthly Payment – Estimated mortgage payment
Perfect for first-time buyers, investors, or anyone budgeting for a home purchase. Simply enter your details, click “Calculate”, and get instant results!