Down Payment Calculator
Use the Home Price and Upfront Cash Available
If the home price and amount of upfront cash available are known, use the calculator below to calculate an estimate for a down payment percentage.
Result:
Down Payment Calculator
Estimate Your Down Payment Based on Home Price & Available Cash
Our Down Payment Calculator helps you determine how much you'll need for a down payment when purchasing a home, based on the home price and the upfront cash available. Whether you're a first-time homebuyer or planning your next property investment, this tool provides a clear breakdown of:
- Down Payment Amount – The upfront cash you’ll pay toward the home.
- Down Payment Percentage – The portion of the home price covered by your down payment.
- Closing Costs – Estimated fees included in your upfront expenses.
- Loan Amount – The mortgage amount you’ll need after the down payment.
- Monthly Payment – Your estimated mortgage payment, including interest.
Why Use This Calculator?
✔ Plan Your Budget – See how much cash you need upfront.
✔ Avoid Surprises – Understand closing costs and mortgage details.
✔ PMI Awareness – Get alerted if your down payment is below 20%, which may require private mortgage insurance (PMI).