Average Return Calculator
Average Return Based on Cash Flow
This calculator estimates the average annual return of an entire account based on the starting and ending balances as well as the dates and amounts of deposits or withdrawals.
| Activity | Amount | Date |
|---|---|---|
| Starting Balance | ||
| Ending Balance | ||
Average and Cumulative Return
This calculator estimates the average annual return as well as the cumulative return for different investment returns with different holding periods.
| Return | Holding Length | |
|---|---|---|
| Years | Months | |
| % |
Average Return Calculator
Smart Financial Analysis for Better Investment Decisions
The Average Return Calculator is a powerful financial tool designed to help investors analyze their portfolio performance with precision. It calculates average returns for two key scenarios:
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Cash Flow-Based Returns
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Measures the annualized return of an investment account, factoring in deposits, withdrawals, and timing.
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Ideal for tracking irregular contributions (e.g., brokerage accounts, retirement funds).
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Cumulative & Time-Weighted Returns
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Computes the aggregate and average return across multiple investments with varying holding periods.
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Perfect for comparing performance of stocks, mutual funds, or other assets held for different durations.
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Key Features
✅ User-Friendly Interface – Input values easily with dynamic forms.
✅ Flexible Calculations – Add/remove transactions or return periods as needed.
✅ Detailed Results – Displays annualized returns, cumulative growth, and investment timelines.
✅ Visual Schedule – Projects ending balances for each holding period.