Annuity Calculator

Annuity Calculator is a powerful financial tool designed to help you plan and visualize the growth of your annuity investments during the accumulation phase. Whether you’re saving for retirement, education, or other long-term goals, this calculator provides detailed projections based on your regular contributions and expected returns.

Key Features:

✅ Starting Principal – Enter your initial investment amount.
✅ Annual & Monthly Additions – Set how much you plan to contribute yearly and monthly.
✅ Payment Timing – Choose whether deposits are made at the beginning (annuity due) or end (ordinary annuity) of each period.
✅ Growth Rate – Input your expected annual rate of return.
✅ Investment Duration – Select the number of years for your annuity growth.

Results Provided:

📊 End Balance – The total value of your annuity at maturity.
💰 Total Additions – Sum of all contributions made over time.
📈 Total Interest Earned – The profit generated from compound growth.
📅 Accumulation Schedule – Year-by-year or month-by-month breakdown of growth.

Who Should Use This Calculator?

• Retirement Planners – Estimate how much your annuity will grow before withdrawals.
• Long-Term Investors – Project savings growth with regular contributions.
• Financial Advisors – Demonstrate annuity growth scenarios to clients.

Note: This calculator focuses on the accumulation phase (savings period). For payout calculations (income phase), use an Annuity Payout Calculator.