Interest Calculator
This compound interest calculator can help determine the compound interest accumulation and final balances on both fixed principal amounts and additional periodic contributions. There are also optional factors available for consideration, such as the tax on interest income and inflation.
Modify the values and click the calculate button to use
Result:
Monthly Schedule
| Year | Deposit | Interest | Ending Balance |
|---|
Interest Calculator – Plan Your Financial Growth
The Interest Calculator is a powerful financial tool designed to help you understand how your investments grow over time with compound interest. Whether you’re saving for retirement, planning for a major purchase, or simply exploring investment strategies, this calculator provides detailed projections of your future balance based on your initial investment, periodic contributions, and compounding frequency.
Key Features:
✅ Compound Interest Calculation – See how your money grows with different compounding frequencies (annually, monthly, daily, or even continuously).
✅ Flexible Contributions – Account for both one-time investments and regular contributions (monthly or annually).
✅ Tax & Inflation Adjustments – Get a realistic view of your returns by factoring in tax rates and inflation to see the true buying power of your future balance.
✅ Detailed Breakdown – View a clear summary of:
- Ending Balance – Total value of your investment
- Total Principal – Amount you initially invested
- Total Contributions – Additional deposits made over time
- Total Interest Earned – Profit generated from compounding
- Inflation-Adjusted Value – Real purchasing power of your returns
✅ Year-by-Year Schedule – Track your projected growth with a detailed table showing deposits, interest earned, and balance for each year.
How to Use:
- Enter your initial investment (e.g., $1,000).
- Add any recurring contributions (monthly or annual).
- Set the interest rate (e.g., 5%).
- Choose compounding frequency (monthly, quarterly, etc.).
- Adjust for taxes & inflation (optional).
- Click “Calculate” to see your projected growth!
Perfect For:
- Investors planning long-term wealth growth
- Savers building an emergency fund
- Retirement planners estimating future balances
- Students learning about compound interest
Start calculating now and see how small, consistent investments can grow into substantial wealth over time! 🚀💰