Retirement Calculator (How long can your money last?)
Modify the values and click the calculate button to use
How long can your money last?
This calculator estimates how long your savings can last at a given withdrawal rate.
Result:
If withdraw $0 per month, $0 can last 0 years and 0 months.
The following are some other withdrawal amount/length schedules.
| Withdrawal length | Withdraw amount |
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Retirement Calculator: How Long Can Your Money Last?
Plan your retirement with confidence using this easy-to-use calculator. Simply enter your current savings, expected monthly withdrawals, and estimated investment return to determine how long your retirement funds will last.
Key Features:
✅ Personalized Projection – See exactly how many years and months your savings will sustain you based on your spending rate.
✅ Withdrawal Scenarios – Compare different withdrawal amounts and their impact on your retirement timeline.
✅ Investment Growth – Accounts for potential investment returns to give a more realistic estimate.
✅ Alternative Schedules – Explore how adjusting your withdrawal rate affects your retirement duration with pre-calculated scenarios (5 to 35 years).
How It Works:
- Enter Your Savings – The total amount you currently have saved for retirement.
- Set Monthly Withdrawals – How much you plan to spend each month in retirement.
- Adjust Investment Return – Your expected average annual return on investments (e.g., 5%).
- Calculate – Instantly see how long your money will last and compare different withdrawal strategies.