401K Calculator
The 401(k) Calculator can estimate a 401(k) balance at retirement as well as distributions in retirement based on income, contribution percentage, age, salary increase, and investment return. It is mainly intended for use by U.S. residents.
Modify the values and click the calculate button to use
401K Calculator – Plan Your Retirement with Confidence
The 401K Calculator helps you estimate your retirement savings and future distributions based on your current financial situation, contributions, and projected growth. Designed primarily for U.S. residents, this tool provides valuable insights into how your 401(k) balance will grow over time and how much you can withdraw sustainably in retirement.
Key Features:
✅ Projected Balance at Retirement – See how much your 401(k) could be worth when you retire.
✅ Inflation-Adjusted Estimates – Understand the real purchasing power of your savings.
✅ Contribution Breakdown – Track employee contributions, employer matches, and investment growth.
✅ Multiple Withdrawal Strategies – Compare different retirement income options:
- Fixed Purchasing Power (adjusts for inflation)
- Fixed Monthly Withdrawals (consistent payments)
- Fixed Annual Withdrawals (yearly distributions)
How It Works:
- Enter Your Basic Info – Current age, salary, 401(k) balance, and contribution rates.
- Set Your Projections – Expected retirement age, salary growth, investment returns, and inflation.
- Calculate & Analyze – Get a detailed report on your retirement outlook.
Whether you’re just starting your career or nearing retirement, this calculator helps you make informed decisions to secure your financial future.
Start planning today—your future self will thank you!